Risk is one of the most common words associated with investing as part of financial planning. To some people, the very idea of taking risks with their money is unacceptable and brings on anxiety. Those individuals prefer building their money extremely slowly but relatively safely over time through only the most traditional ways, such as building interest from a bank account. To others, there is no real reward without risk, and so they choose, carefully or less so, the best options to further their personal and financial goals. 

Developing an estate plan can be as straightforward or as comprehensive as you choose to make it. While it will ultimately be your wishes and legacy that are carried out, the time you take to extensively plan today will be a testament to how much you cared for your loved ones.